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pot of gold with Forever Legacy Book on top

DISCLAIMER: I do not earn my living as a financial planner/life insurance salesperson (and I’m proud of that fact, actually); nor do I intend for my random thoughts to serve as investment, tax, or legal advice. Readers should consider the personal experiences I write about in this blog as a single data point in their search for self-education and consult professional advisors as needed… and if you hire someone for financial advice, hopefully it’s a fiduciary who is fee-based (and not commission-based).