What are your qualifications, HOMO Money?
I don’t hide the fact that I’m no financial advisor. I’m an average Joe (or Jane) consumer, like you. I’ve learned a lot, made plenty of mistakes along the way, and love to geek out over money with like-minded queens (and kings). I obsess over financial
So… are you, like, a millionaire or something?
In 2010, I was drowning in debt and my life preserver came in the form of a stable government job. At my lowest point, I had cashed out all of my 401(k) savings from the Navy, been issued $10K through cash advances from my credit card, and the mortgage on my house was in default. I didn’t even have enough to buy full portions of dog food for my baby puppy. Fast forward ten years later, and I have flipped the script on my financial pic. At the time of writing this (May 2021), I’m sitting at around $300K in real estate equity and $300K in investments. I max out my 401(k) and an additional Roth IRA, and project that I will hit the $1M mark in about three years.
For one, I am taking back the word HOMO from something that has at times been used a negative. “No Homo.” I believe my homo grit and resilience has helped me rebound to a much better place than I’ve ever been financially, and I want to help others do the same. On this blog, you’ll find posts that fit into four categories of the HOMO Money journey. Follow me to the end of the rainbow and opulence can be yours as well, honey!
- Hustle: how to be scrappy and learn how to make more and save more.
- Own: build up reserves and decide which things are worth having.
- Money: this is the delicious “meat” of letting your money work for you.
- Opulence: called by some the point of financial independence, this is where you get to balance living your life to the fullest while also preserving the emerald city of Benjamins you’ve built.